Fl. Condo Loans Financing Panama City Beach, Destin, 30A Miramar

Fl. Condo Loans Financing Panama City Beach, Destin, 30A MiramarFl. Condo Loans Financing Panama City Beach, Destin, 30A MiramarFl. Condo Loans Financing Panama City Beach, Destin, 30A Miramar
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Fl. Condo Loans Financing Panama City Beach, Destin, 30A Miramar

Fl. Condo Loans Financing Panama City Beach, Destin, 30A MiramarFl. Condo Loans Financing Panama City Beach, Destin, 30A MiramarFl. Condo Loans Financing Panama City Beach, Destin, 30A Miramar
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Mortgage Loans, Condo Loans For Florida and Panama City Beach, Destin, 30A

Mortgage Loans, Condo Loans For Florida and Panama City Beach, Destin, 30A Mortgage Loans, Condo Loans For Florida and Panama City Beach, Destin, 30A Mortgage Loans, Condo Loans For Florida and Panama City Beach, Destin, 30A
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Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Florida Condo Loans

Condo Loan Mortgage Specialist

Blissful Mortgage LLC is a Mortgage Broker/Lender Specialist. We specialize in Condo Loans in Florida. We offer Primary Condo Loans, 2nd home Condo Loans and VA Condo Loans. Over 50% of our Condo Loans are investment Condo Loans and or LLC business Condo Loans. We offer fixed rates and 30-40 yr interest only Condo Loans to fit your needs.  Apply today for a purchase or refi. Do not wait. MAKE US YOUR FIRST CALL 

Condo Loan Types

  • Warranted Condo Loans
  • Non-Warranted Condo Loans
  • Condo-Tel Loans
  • Investment Condo Loans
  • Business Purpose Condo Loans
  • LLC Condo Loans

DSCR and Investment condo Loans

  • Qualify using past rental history.
  • Qualify using future rental predictions.
  • Low doc Condo Loans.
  • 30 Yr Fixed rate Condo Loans.
  • Up to 40 year interest only Condo Loans.

30 Yr Fixed Rate

CONDO LOANS FLORIDA

MORTGAGE BROKER/LENDER SERVICE LOCATIONS CONDO LOANS

CONDO LOANS Pensacola Beach Fl, Navarre Beach Fl, Ft Walton Beach Fl, Destin Fl, 30A Fl, Miramar Beach Fl, Panama City Beach Fl, Clearwater Beach Fl, St Petersburg Fl, St Pete Beach Fl,  Bradenton Fl, Sarasota Fl, Port Charlotte Fl, Fort Myers Fl, Naples Fl, Marco Island Fl, Miami Fl, Hollywood Fl, Fort Lauderdale Fl, Pompano Beach Fl, Boca Raton Fl, Delray Beach Fl, Boynton Beach Fl, West Palm Beach Fl, Jupiter Fl Port Saint Lucie Fl, Vero Beach Fl, Melbourne Fl, Cocoa Beach Fl,  Port St John Fl, New Smyrna Beach Fl, Daytona Beach Fl, Palm Coast Fl, St Augustine Fl, Jacksonville Beach Fl, The villages Fl, Tallahassee Fl. Mortgage Condo Loans for the whole state of FLORIDA. We are the Condo Loan Specialist for Florida.

Blissful Mortgage Condo Specialist

The Myth About Condo Loans

The calls we get all the time are ( THE BANK  TOLD US  WE  COULD GET FINANCING AND AFTER WEEKS OR MONTHS THEY TELL US THEY CAN NOT DO THE LOAN! CAN YOU HELP US? OUR CONTRACT IS ABOUT TO EXPIRE! )  Banks especially your home town banks do not know the complexity of Florida condos. From the beach to inland condos the variations can be complex and intimidating. From primary, second home, investment or business purpose loans you need a expert in the field of condo loans to guide you along the way. We also do not just have one place to get rates for you like banks. We have a multitude of nation-wide lenders specializing in condo financing to shop the very best in rates and programs for you. Call us first TOGETHER WE'LL CAPTURE YOUR LIFE'S BLISS

Condo loans Financing Destin, 30a, Miramar Beach, Santa Rosa beach, Panama City Beach, Florida, State of Florida

Condo loans Financing Destin, 30a, Miramar Beach, Santa Rosa beach, Panama City Beach, Florida, State of Florida

Condo Types

Warranted

Non Warranted

Non Warranted

Warrantable Condo – able to be sold to Fannie Mae/Freddie Mac

-No single entity owns more than 10% of the units in a project, including the developer

-at least 51% of the units are owner-occupied

-Fewer than 15% of the units are in arrears with their association dues

-There is no litigation in which the homeowner’s association is named

-Commer

Warrantable Condo – able to be sold to Fannie Mae/Freddie Mac

-No single entity owns more than 10% of the units in a project, including the developer

-at least 51% of the units are owner-occupied

-Fewer than 15% of the units are in arrears with their association dues

-There is no litigation in which the homeowner’s association is named

-Commercial space account for 35% or less of the total building square footage

-not defined as a condotel

Non Warranted

Non Warranted

Non Warranted

Non Warrantable Condos  -

-Is in a development which has yet to be completed

-is in a development which allows for short term rentals

-Is in a development where one person or entity owns more than 10% of all units

-Is in a development where less than 50% of the occupants in a complex are the owners

-Is in a development involved in litigation o

Non Warrantable Condos  -

-Is in a development which has yet to be completed

-is in a development which allows for short term rentals

-Is in a development where one person or entity owns more than 10% of all units

-Is in a development where less than 50% of the occupants in a complex are the owners

-Is in a development involved in litigation of any kind of regardless of whether the building is suing another party, or is the party being sued

-Is not defined as a condotel 

Condotel

Non Warranted

Condotel

Condotel – could contain any of the following

-Has the word hotel, motel, resort or lodge in the name

-Condo project in which any of the unit owners or homeowner’s association is a party to a revenue-sharing agreement with either the developer or another third party entity

-Condo project where the unit is not the lessee’s residence

-Projects 

Condotel – could contain any of the following

-Has the word hotel, motel, resort or lodge in the name

-Condo project in which any of the unit owners or homeowner’s association is a party to a revenue-sharing agreement with either the developer or another third party entity

-Condo project where the unit is not the lessee’s residence

-Projects that are managed and operated as a hotel or motel such as having maid service, check-in front desk, daily rentals, central phones , restaurants/spa on site, etc

Fast Track Limited Review Condo Loans

Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

As Low As 25% Down

Up To 75% LTV

15 Yr Fixed

20 Yr Fixed

30 Yr Fixed

****Short Term Rental Projects Ineligible

Non-Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

Not eligible for fast track limited review.

CondoTel

Non-Warranted/Primary

Second Home/Investment

Not eligible for fast track limited review.

Second Home/Investment

Second Home/Investment

Second Home/Investment

 As Low As 30% Down

Up To 70% LTV

15 Yr Fixed

20 Yr Fixed

30 Yr Fixed

 ****Short Term Rental Projects Ineligible

Second Home/Investment

Second Home/Investment

Second Home/Investment

Not eligible for fast track limited review.

Limited Review

Second Home/Investment

Second Home/Investment

Not eligible for fast track limited review.


Loan Details Primary Home Condos

Down payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 3% - 5% Down

 Up To 97% - 95% LTV

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 10% Down

Up To 90% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As low As 20% Down

Up To 80% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

30yr Fixed

     5/6, 7/6, 10/6 ARMs 

Loan Terms Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

 30yr Fixed

  5/6, 7/6, 10/6 ARMs  

Loan Details Second Home Condos

Down Payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As low as 10% Down

Up To 90% LTV

  ****Short Term Rental Projects Ineligible 

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 20% Down

Up to 80% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 30% Down

Up to 70% LTV


Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

  ****Short Term Rental Projects Ineligible 

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

30 yr Fixed

30 yr Fixed Interest Only 

 5/6, 7/6, 10/6 ARMs  




Loan Terms Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

 30 yr Fixed

30 yr Fixed Interest Only 

 5/6, 7/6, 10/6 ARMs   



Loan Details Investment Condos

Down Payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 15% Down

Up To 85% LTV

  ****Short Term Rental Projects Ineligible 

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 20% Down

Up To 80% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 30% Down

Up To 70% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

  ****Short Term Rental Projects Ineligible 

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

 30 yr Fixed

30 yr Fixed Interest Only

  5/6, 7/6, 10/6 ARMs   

Loan Terms Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

 30 yr Fixed

30 yr Fixed Interest Only

  5/6, 7/6, 10/6 ARMs   

We offer DSCR also!!

Loan Details Business Purpose Condos ( No Income Doc )

Down Payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 25% Down

Up To 75% LTV

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

As Low As 25% Down

Up To 75% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 25% Down

Up To 75% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

Loan Terms Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

Blissful Mortgage Team

Mortgage Broker Laura Osborn

Home, Condo, Investments loans and Manufactured Homes. FHA VA USDA CONVENTIONAL

(850)-250-2677  Ext 1  NMLS #17801

Apply With Laura

To Learn More About Home Loan Financing

We have a special loan department for home loans and special interest loans. To learn more hit learn more or visit our webpage https://blissfulmortgage.com we look forward to helping you.

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Blissful Mortgage LLC. NMLS#1668138

Panama City Beach, Florida 32408, United States

850-250-2677 (855)-ATBLISS

Condo Loans Financing Panama City Beach, Destin, 30A Miramar Fl.

Panama City Beach, Destin, 30A, Miramar, Santa Rosa Beach Fl.

(850) 250-2677

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