Condo Loans Financing Panama City Beach, Destin, 30A Miramar Fl.

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

CONDO LOANS LENDING & FINANCING FLORIDA LOCATIONS

MORTGAGE BROKER/LENDER LOCATIONS FLORIDA CONDO LOANS

FLORIDA CONDO LOANS LENDING & FINANCING Pensacola Beach Fl, Navarre Beach Fl, Ft Walton Beach Fl, Destin Fl, 30A Fl, Miramar Beach Fl, Panama City Beach Fl, Clearwater Beach Fl, St Petersburg Fl, St Pete Beach Fl, Bradenton Fl, Sarasota Fl, Port Charlotte Fl, Fort Myers Fl, Naples Fl, Marco Island Fl, Miami Fl, Hollywood Fl, Fort Lauderdale Fl, Pompano Beach Fl, Boca Raton Fl, Delray Beach Fl, Boynton Beach Fl, West Palm Beach Fl, Jupiter Fl Port Saint Lucie Fl, Vero Beach Fl, Melbourne Fl, Cocoa Beach Fl, Port St John Fl, New Smyrna Beach Fl, Daytona Beach Fl, Palm Coast Fl, St Augustine Fl, Jacksonville Beach Fl, The villages Fl, Tallahassee Fl. Mortgage Condo Loans for the whole state of FLORIDA. We are the Condo Loan Specialist for Florida.

CONDO LOANS LENDING & FINANCING ALABAMA LOCATIONS

MORTGAGE BROKER/LENDER LOCATIONS ALABAMA CONDO LOANS

ALABAMA CONDO LOANS LENDING & FINANCING Gulf Shores AL, Orange Beach AL, Foley AL, Fort Morgan AL, Dauphin Island Al, Fairhope AL, Daphne AL, Spanish Fort AL, Dothan Al, Montgomery Al, Auburn Al, Clanton Al, Alabaster Al, Prattville Al, Trussville Al, Phenix City Al, Columbus Al, Tuscaloosa Al, Birmingham Al, Huntsville Al, Decatur Al, Guntersville Al, CONDO MORTGAGE LOANS for the whole state of ALABAMA. We are the CONDO LOANS specialist for ALABAMA

Florida Alabama Condo Loans

Condo Loan Mortgage Specialist

Blissful Mortgage LLC is a Mortgage Broker/Lender Specialist. We specialize in CONDO LOANS LENDING & FINANCING in Florida and ALABAMA. We offer Primary Condo Loans, 2nd home Condo Loans and VA Condo Loans. Over 50% of our Condo Loans are DSCR investment Condo Loans and or LLC business Condo Loans. We offer fixed rates and 30-40 yr interest only Condo Loans to fit your needs. Apply today for a purchase or refi. Do not wait. MAKE US YOUR FIRST CALL

Condo Loan Types

Warranted Condo Loans
Non-Warranted Condo Loans
Condo-Tel Loans
Investment Condo Loans
Business Purpose Condo Loans
LLC Condo Loans

DSCR and Investment condo Loans

Qualify using past rental history.
Qualify using future rental predictions.
Low doc Condo Loans.
30 Yr Fixed rate Condo Loans.
Up to 40 year interest only Condo Loans.

Blissful Mortgage Condo Specialist

The Myth About Condo Loans

The calls we get all the time are ( THE BANK TOLD US WE COULD GET FINANCING AND AFTER WEEKS OR MONTHS THEY TELL US THEY CAN NOT DO THE LOAN! CAN YOU HELP US? OUR CONTRACT IS ABOUT TO EXPIRE! ) Banks especially your home town banks do not know the complexity of Florida condos. From the beach to inland condos the variations can be complex and intimidating. From primary, second home, investment or business purpose loans you need a expert in the field of condo loans to guide you along the way. We also do not just have one place to get rates for you like banks. We have a multitude of nation-wide lenders specializing in condo financing to shop the very best in rates and programs for you. Call us first TOGETHER WE'LL CAPTURE YOUR LIFE'S BLISS

Condo loans Financing Destin, 30a, Miramar Beach, Santa Rosa beach, Panama City Beach, Florida, State of Florida

Condo Types

Warranted

Non Warranted

Warrantable Condo – able to be sold to Fannie Mae/Freddie Mac

-No single entity owns more than 10% of the units in a project, including the developer

-at least 51% of the units are owner-occupied

-Fewer than 15% of the units are in arrears with their association dues

-There is no litigation in which the homeowner’s association is named

-Commer

Warrantable Condo – able to be sold to Fannie Mae/Freddie Mac

-No single entity owns more than 10% of the units in a project, including the developer

-at least 51% of the units are owner-occupied

-Fewer than 15% of the units are in arrears with their association dues

-There is no litigation in which the homeowner’s association is named

-Commercial space account for 35% or less of the total building square footage

-not defined as a condotel

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Non Warranted

Non Warrantable Condos -

-Is in a development which has yet to be completed

-is in a development which allows for short term rentals

-Is in a development where one person or entity owns more than 10% of all units

-Is in a development where less than 50% of the occupants in a complex are the owners

-Is in a development involved in litigation o

Non Warrantable Condos -

-Is in a development which has yet to be completed

-is in a development which allows for short term rentals

-Is in a development where one person or entity owns more than 10% of all units

-Is in a development where less than 50% of the occupants in a complex are the owners

-Is in a development involved in litigation of any kind of regardless of whether the building is suing another party, or is the party being sued

-Is not defined as a condotel

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Condotel

Non Warranted

Condotel

Condotel – could contain any of the following

-Has the word hotel, motel, resort or lodge in the name

-Condo project in which any of the unit owners or homeowner’s association is a party to a revenue-sharing agreement with either the developer or another third party entity

-Condo project where the unit is not the lessee’s residence

-Projects

Condotel – could contain any of the following

-Has the word hotel, motel, resort or lodge in the name

-Condo project in which any of the unit owners or homeowner’s association is a party to a revenue-sharing agreement with either the developer or another third party entity

-Condo project where the unit is not the lessee’s residence

-Projects that are managed and operated as a hotel or motel such as having maid service, check-in front desk, daily rentals, central phones , restaurants/spa on site, etc

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Fast Track Limited Review Condo Loans

Warranted/Primary

Non-Warranted/Primary

As Low As 25% Down

Up To 75% LTV

15 Yr Fixed

20 Yr Fixed

30 Yr Fixed

****Short Term Rental Projects Ineligible

Non-Warranted/Primary

Not eligible for fast track limited review.

CondoTel

Non-Warranted/Primary

Second Home/Investment

Not eligible for fast track limited review.

Second Home/Investment

As Low As 30% Down

Up To 70% LTV

15 Yr Fixed

20 Yr Fixed

30 Yr Fixed

****Short Term Rental Projects Ineligible

Second Home/Investment

Not eligible for fast track limited review.

Limited Review

Second Home/Investment

Not eligible for fast track limited review.

Loan Details Primary Home Condos

Down payments Warranted

Down Payments Non-Warranted

As Low As 3% - 5% Down

Up To 97% - 95% LTV

Down Payments Non-Warranted

As Low As 10% Down

Up To 90% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As low As 20% Down

Up To 80% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

Loan Terms Non-Warranted

30yr Fixed

5/6, 7/6, 10/6 ARMs

Loan Terms Condotel

Loan Terms Non-Warranted

30yr Fixed

5/6, 7/6, 10/6 ARMs

Loan Details Second Home Condos

Down Payments Warranted

Down Payments Non-Warranted

As low as 10% Down

Up To 90% LTV

****Short Term Rental Projects Ineligible

Down Payments Non-Warranted

As Low As 20% Down

Up to 80% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 30% Down

Up to 70% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

****Short Term Rental Projects Ineligible

Loan Terms Non-Warranted

30 yr Fixed

30 yr Fixed Interest Only

5/6, 7/6, 10/6 ARMs

Loan Terms Condotel

Loan Terms Non-Warranted

30 yr Fixed

30 yr Fixed Interest Only

5/6, 7/6, 10/6 ARMs

Loan Details Investment Condos

Down Payments Warranted

Down Payments Non-Warranted

As Low As 15% Down

Up To 85% LTV

****Short Term Rental Projects Ineligible

Down Payments Non-Warranted

As Low As 20% Down

Up To 80% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 25% Down

Up To 70% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

5/1 Arm

7/1 Arm

10/ Arm

****Short Term Rental Projects Ineligible

Loan Terms Non-Warranted

30 yr Fixed

30 yr Fixed Interest Only

5/6, 7/6, 10/6 ARMs

Loan Terms Condotel

Loan Terms Non-Warranted

30 yr Fixed

30 yr Fixed Interest Only

5/6, 7/6, 10/6 ARMs

We offer DSCR also!!

Loan Details Business Purpose Condos ( No Income Doc )

Down Payments Warranted

Down Payments Non-Warranted

As Low As 25% Down

Up To 75% LTV

Down Payments Non-Warranted

As Low As 25% Down

Up To 75% LTV

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

As Low As 25% Down

Up To 75% LTV

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

Loan Terms Non-Warranted

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

Loan Terms Condotel

Loan Terms Non-Warranted

30 yr Fixed

3/1 Arm

5/1 Arm

7/1 Arm

3/1 Arm Interest Only

5/1 Arm Interest Only

7/1 Arm Interest Only

CONDO LOANS FL Panama City Beach, Destin, 30A Orange Beach, Gulf shores AL

Welcome to Blissful Mortgage-Make us your first call for all your mortgage loan needs! (855)-ATBLISS

Read What Our Clients Have To Say About Us

CONDO LOANS LENDING & FINANCING FLORIDA LOCATIONS

MORTGAGE BROKER/LENDER LOCATIONS FLORIDA CONDO LOANS

CONDO LOANS LENDING & FINANCING ALABAMA LOCATIONS

MORTGAGE BROKER/LENDER LOCATIONS ALABAMA CONDO LOANS

CONDO LOANS FLORIDA @ ALABAMA

Florida Alabama Condo Loans

Condo Loan Mortgage Specialist

Condo Loan Types

DSCR and Investment condo Loans

30 Yr Fixed Rate

Blissful Mortgage Condo Specialist

The Myth About Condo Loans

Condo Types

Warranted

Non Warranted

Non Warranted

Non Warranted

Non Warranted

Non Warranted

Condotel

Non Warranted

Condotel

Fast Track Limited Review Condo Loans

Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

Non-Warranted/Primary

CondoTel

Non-Warranted/Primary

Second Home/Investment

Second Home/Investment

Second Home/Investment

Second Home/Investment

Second Home/Investment

Second Home/Investment

Second Home/Investment

Limited Review

Second Home/Investment

Second Home/Investment

Loan Details Primary Home Condos

Down payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Details Second Home Condos

Down Payments Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Non-Warranted

Down Payments Condotel

Down Payments Non-Warranted

Down Payments Condotel

Loan Terms Warranted

Loan Terms Non-Warranted

Down Payments Condotel

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Non-Warranted

Loan Terms Condotel